Commercial Underwriter

Dynamic Banking Institution is seeking a Commercial Underwriter.  Position can be based in Fairbanks or Anchorage ************
Work as member of Relationship Management team executing relationship strategies for credit and non-credit product delivery.
Conduct the analysis and underwriting of all credit transactions.  Propose recommended structure and accumulate all data necessary to perform focused analysis, including Return on Equity (ROE) analysis.
Review financial statements and all other relevant financial and non-financial data to develop a concise focused analytical foundation for a credit decision.
Project client's/prospects profitability through detailed financial projections incorporating financial and non-financial issues.
Ensure underwriting and structuring decisions reflect commitment to strong asset quality.
Ensure an efficient and effective transfer of knowledge from the RM to the approving Credit Officer.
Provide value-added feedback to the approving Credit Officer through the use of risk/litigant analysis.
Assist RM with AQR preparation; client follow-up for covenant violations; financial statement submission; maturity date renewals; past due reporting, etc.
Participate in business development activities by identifying cross-sell opportunities in client group.
Participate in client calling initiatives with RM and/or as the lead on assigned clients.
Assist RM in development of marketing presentations and pitch books highlighting product solutions for client needs.
Coordinate call planning activities and prepare customized client proposals, letters and correspondence as needed.
Manage account relationships as assigned.  Function as the primary back-up for relationship manager (s).
Act as liaison with Services Officer and Monitoring Officer to ensure compliance with operating and loan agreements.